What Does It Mean?

So, am I the only one who notices how often the heroines in historical fiction lose their virginity in some less-than-pleasant way and then meet the man of their dreams? I feel like this means something.

It's not necessarily that she is raped. It's just something less-than-romantic. I feel like the author may be trying to avoid associating the discomfort that is reputed to come with the first time with the main love interest. Someone needs to explain to these writers that, technically, it doesn't have to be uncomfortable at all. It's also possible that the author is dealing with the reality of arranged marriages. It probably should only be included if it is part of character development, but I suspect some of us put a high value on the general state of virginity. I might be overthinking this too.